储蓄账户

A savings account is a deposit account that is designed for saving cash. It can help you achieve short, medium and long-term goals like a vacation, school expenses or an emergency fund. 如果您有储蓄目标,那么储蓄账户会是更加合适的选择,因为您通常可以通过长期存款来赚取利息。道明提供个人储蓄账户和工具,帮助您增加储蓄并更快实现目标。


How a TD Savings Account can help meet your needs

  • 帮助您实现目标

    为度假和房屋装修等目标或应急开销而储蓄。

  • 自动储蓄

    开通预先授权转账或Simply Save易储蓄计划,帮助实现储蓄增长。 了解详情

  • TD MySpend

    TD MySpend与TD App配套使用,追踪您每月的消费情况,并帮助您找到省钱的方法。5

  • 无月费

    储蓄时不必承担这项开销。

储蓄账户

近期浏览
Save more with a higher interest ratetesal1 and free online transfers to your other TD deposit accountstesal2.
$0月费
结余达到$10,000或以上可享受高利息
Unlimited free online transfers to your other TD deposit accountstesal2.

近期浏览
如果您正开始储蓄或是希望能频繁存取资金,这将是您的理想选择
$0月费
按全额存款每日计息
1 transactiontedsal1 per month

近期浏览
Reach your goals faster with a high interest ratethisal1
$0月费
High interest rate on balances of $5,000 or more
Waived transactionthisal4 fees with minimum monthly balance.

常见问答

A savings account is a deposit account that is designed for saving cash. It can help you achieve short, medium and long-term goals like a vacation, school expenses or an emergency fund.如果您有储蓄目标,那么储蓄账户会是更加合适的选择,因为您通常可以通过长期存款来赚取利息。道明提供个人储蓄账户和工具,帮助您增加储蓄并更快实现目标。


Types of savings accounts

Whatever your savings goals, we offer a range of easy, flexible, convenient savings account options to help you reach them:

If you are a current TD customer you can apply for eligible products and services online through EasyWeb.

Select Add Accounts & Services from the left menu after you log in to EasyWeb. If you prefer to use the TD app, you can open an account there too by selecting Get An Account after you log in.


支票账户是您可以拥有的最基本的交易账户。它是一种您可以每天使用的账户。当需要购买汽油、杂货或支付账单时,人们通常会使用支票账户。

A savings account can help you achieve short and long term saving goals. Instead of being used for day-to-day transactions savings accounts may be more appropriate for saving goals since these accounts earn interest.


You can quickly and conveniently open an account that best meets your needs on our Bank Accounts page.

You must be the age of majority in your province or territory of residence to open a bank account online.

Open a bank account online now.

If you are a current TD customer you can apply for eligible products and services online through EasyWeb. Select Add Accounts & Services from the left menu after you log in to EasyWeb. If you prefer to use the TD app, you can open an account there too by selecting Get An Account after you log in.

You can also open an account in any TD Canada Trust branch.您需提供以下信息:

  • A valid passport or 1 piece of valid Canadian government-issued photo ID (such as a driver's license or permanent resident card)

Grow your money by enrolling in automatic savings programs like Simply Save and Pre-Authorized Transfer Service.

Simply Save Program – Save a little bit every time you use your TD Access Card for debit purchases or ATM withdrawals.

Pre-authorized Transfer Service – Automatically transfer funds to your savings account on a schedule that works best for you (daily, weekly, or monthly).

Visit our automated savings tools page to see how you can make savings part of everyday life.


Account fees and information To view fees associated with personal Chequing or Savings Accounts, please refer to the About our accounts and related services (PDF) document.


Generally, we calculate interest on your account each day based on your account's daily closing balance. If you earn interest, we pay the accrued interest for the entire month to your account on the last business day of the month, unless otherwise stated different interest rates.


You can use the links below to view details on our current rates.

浏览所有账户

查看我们的账户,了解哪种账户适合您。

Learn more about savings accounts


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